Delaware Resource Group

  • Credit Analyst

    Job Locations US-OK-Oklahoma City
    Posted Date 1 week ago(5/17/2018 4:25 PM)
    Job ID
    # of Openings
  • Overview

    DRG Professional Services is currently seeking a Credit Analyst for a local bank.


    The Credit Analyst is responsible for assessing a loan applicant’s credit worthiness. Credit analyst duties include analyzing credit data and financial information of persons or companies that are applying for credit or loans to determine the risk to the bank. This position will assist lenders in managing their portfolios.


    The Responsibilities of this role are:


    To perform this job successfully an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    • Provides support of loan lenders and officers through financial statement spreading and analysis of new loan requests and existing credit relationships.
    • Under direction, prepares formal loan proposals, risk ratings and loan pricing worksheets which summarize the total relationship and a complete financial overview to include ratio and trend analysis.
    • Provides additional loan agreement/covenant monitoring support to commercial lending and underwriting groups.
    • Provides on-going portfolio assistance through spreading on-going required financial statements as they are received from the Bank’s customers.
    • Ensures all documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable.
    • Assist in coordinating the tickler system. Manage the files for final completion documents on all transactions, on-going financial statements, tax returns, and other tickler items.
    • Monitor all credits are risk rated, and that risk ratings remain commensurate with the quality of the credit as supported by file and financial information.
    • Ability to take payments, look up balances and interest rates.
    • Assist lenders in managing their portfolios, pull credit reports, pull flood determinations, and order appraisals. Efficiently prepare Laser Pro loan documents to assist lenders, ensuring they are prepared correctly, accurately and enforceable.
    • Attend loan committee to learn and assist lenders.
    • Performs other duties as assigned.


    To perform this job successfully, an individual should demonstrate the following knowledge, skills, and abilities.

    • Ability to read, analyze, and interpret general business documents, technical procedures or governmental regulations. Ability to write reports, business correspondence, and procedures manuals. Ability to effectively present information and respond to questions from groups of managers, and customers.
    • Familiarity with computers and banking applications/software. Solid understanding of lending products and practices.
    • Excellent communication and interpersonal skills.


    • Bachelor's Degree in Business Administration, Accounting, Finance or related field with minimum 3 years of credit analyst experience.
    • Experience in process evaluation or comparable experience.
    • Excellent critical thinking and analytical skills.
    • Strong organizational and prioritizing skills, and time management skills.
    • Excellent interpersonal and communication skills, both written and oral.







    The Company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, genetic information or any other characteristic protected by law.


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