Delaware Resource Group

  • Commercial Loan Officer

    Job Locations US-OK-Tulsa
    Posted Date 3 months ago(2/28/2018 10:44 AM)
    Job ID
    2018-1887
    # of Openings
    1
    Category
    Other
  • Overview

    DRG Professional Services is currently seeking a Commercial Loan Officer to evaluate, authorize or recommend approval of commercial, real estate or credit loans. Advise borrowers on financial status and methods of payments.  Create and maintain close relationships with all parties involved in commercial transactions and help facilitate sales through the structuring of creative and appealing loan and deposit products.

    Responsibilities

    The Responsibilities of this role are:

    • Meets with applicants to obtain information for loan applications and to answer questions about the process.
    • Analyzes applicant financial status, credit and property evaluations to determine feasibility of granting loans.
    • Stays abreast of new types of loans and other financial services and products to better meet customers’ needs.
    • Submits applications to credit analysts for verification and recommendation.
    • Works with clients to identify their financial goals and to find ways of reaching those goals.
    • Confers with underwriters to aid in resolving mortgage application problems.
    • Markets bank products to individuals and firms, promoting bank services that may meet customers’ needs.
    • Establishes credit policies, credit lines, procedures and standards in conjunction with senior managers.
    • Provides special services such as investment banking for clients with more specialized needs.
    • Prepares reports to send to customers whose accounts are delinquent and forwards irreconcilable accounts for collector action.
    • Arranges for maintenance and liquidation of delinquent properties.
    • Petitions courts to transfer titles and deeds of collateral to banks.

     

    Qualifications

     

     

    Education & Experience:

    Bachelor’s degree in business, finance or related area and five or more year’s experience as a loan officer.

     

     

     

    Compliance Training Requirements:

    Bank Secrecy Act (BSA) /AML                                      OFAC                                     

    Reg O                                                                               Privacy

    Community Reinvestment Act (CRA)                            

    Estate Settlement Procedures Act (RESPA)

    Fair Credit Reporting Act (FCRA)                                 Reg Z – Truth in Lending

    Reg B – Equal Credit Opportunity                               HMDA

    Fair Lending                                                                    FDIC Insurance

    Robbery                                                                           Information Security

    Flood

     

     

     

     

    The Company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, genetic information or any other characteristic protected by law.

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